Wealth, investment and succession planning for established business owners.
Du Toit leads Victus Group's work with business owners, whose personal and business wealth are usually tangled together and whose most important financial decisions are often the ones that keep getting postponed. He carries the qualifications, but the real value comes from the approach: start with the client's personal vision, define the role their capital needs to play, then coordinate investment, tax, succession and risk around it. Structure first, products last.
He believes most successful owners are wealthy on paper but under-structured in practice, and that a good adviser's job is to bring order to that.
Over his career, Du Toit has seen successful business owners, entrepreneurs and talented people struggle at the moments that mattered most, often simply because they did not have the right people around them at the right time. Advising is personal to him, not just a profession: when his clients grow, he grows, and when they learn, so does he.
CFP®, BCom (Economics and Econometrics), BCom Hons (Financial Planning), General Tax Practitioner (PR-1199309).
Topics include giving retained earnings a purpose, using offshore allowances deliberately, managing concentrated employer shares, and checking whether a shareholder agreement, business valuation and buy-and-sell funding actually align.
