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Insights Hub

The thinking behind better financial decisions.

This is where Victus answers the questions clients ask before, during and after a planning discussion. Practical answer first. Tax, legal or investment detail after. Use the hub to research a decision, test an assumption or understand the questions worth bringing to your adviser.

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Pre-retirement and Retirement

Pre-retirement and Retirement

For those approaching or living in retirement. Topics include living annuity drawdown, retirement income, estate duty, capital gains tax at death, beneficiary nominations and estate liquidity.

featured insights

A useful place to begin.

Affluent Professionals and Private Practice
28 October 2026

How much do we need to invest now if school and university fees keep rising faster than our income?

Written by
Brandon Hattingh, CFP®
How much do we need to invest now if school and university fees keep rising faster than our income?
Is my practice actually saleable, or am I assuming there will be a buyer when I retire?
Affluent Professionals and Private Practice

Is my practice actually saleable, or am I assuming there will be a buyer when I retire?

Written by
Du Toit van den Bergh, CFP®
Retirement catch-up in your 50s: how can you make up ground?
Pre-retirement and Retirement

Retirement catch-up in your 50s: how can you make up ground?

Written by
Richard Collins, CFP®
Do I need a trust, and is my existing trust still working?
Affluent Professionals and Private Practice

Do I need a trust, and is my existing trust still working?

Written by
Du Toit van den Bergh, CFP®
Testamentary trusts for minor children: who controls the money if both parents die?
Affluent Professionals and Private Practice

Testamentary trusts for minor children: who controls the money if both parents die?

Written by
Du Toit van den Bergh, CFP®
Business succession planning: what does my spouse receive if I die?
Business Owner Wealth and Succession

Business succession planning: what does my spouse receive if I die?

Written by
Du Toit van den Bergh, CFP®
How can I use South Africa's R2 million offshore investment allowance?
Affluent Professionals and Private Practice

How can I use South Africa's R2 million offshore investment allowance?

Written by
Du Toit van den Bergh, CFP®
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Practical tools for the next step.

These short resources help readers organise information before a planning discussion. Download access and newsletter consent must remain separate choices.

The Succession Stress-Test
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The Extraction Map
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The Estate Liquidity Audit
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Victus Group (Pty) Ltd is an authorised financial services provider, FSP 48687. Website content is general information only and does not constitute financial advice. Financial products may carry risk. Personalised advice is provided only after an assessment of your needs and objectives through our regulated advice process. See our Legal and Regulatory Hub for full disclosures.

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